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A former NFL player who suffered what the league deemed a career-ending concussion has sued Lloyds of London for denying a $1 million insurance policy for professional athletes.The lawsuit filed this week in North Carolina could become a test case for insurers dealing with the emerging fallout from sports concussions and head trauma claims.The NFL declared former Carolina Panthers defensive back Haruki Nakamura fully and permanently disabled after the concussion he received in an August 2013 preseason game, and it awarded him monthly benefits.Lloyds medical expert nonetheless ruled, nearly 18 months after the claim was filed, that he could return to play. However, the doctor cautioned Nakamura to consider the probable long-term effects of repetitive concussions before making the decision, according to the suit, filed Monday in Mecklenburg County.Lizzie Lowe, a U.S. spokeswoman for Lloyds, said the insurance consortium doesnt comment on pending litigation.Nakamura, 30, said he suffers from headaches, vision problems, fatigue, depression and suicidal thoughts.He hit the side of his head making a tackle in a game against the Pittsburgh Steelers, and he was diagnosed with a concussion at a hospital. Citing a concussion, the Panthers released him five days later, the lawsuit said. He was later diagnosed with post-concussion syndrome by a sports concussion expert at the University of Pittsburgh.Nakamura had paid $17,000 a year for the Lloyds policy in 2012 and 2013, according to his lawyers, John W. Schryber and Julie L. Hammerman, who specialize in insurance policies for athletes. The policies are recommended for athletes who might not have a guaranteed salary and who can be cut after an injury. The lawyers said they have never had an insurer reject a policy after a doctor or the NFL judged a client to have a career-ending injury. But this is the first concussion claim they have filed under coverage for bodily injuries.And now theyre denying coverage altogether, Schryber said Wednesday. The point of going out and buying private insurance is to have a hedge against all of these other things that are outside of your control.Nakamura could potentially seek an award under the NFLs planned $1 billion court settlement of concussion claims, though its unclear how he might fare. The settlement, which could roll out within the next year, is designed to cover more than 20,000 NFL retirees for the next 65 years. The league estimates that 6,000 former players, or nearly 3 in 10, could develop Alzheimers disease or moderate dementia that some link to concussions.Nakamura, an Ohio native, played for the Baltimore Ravens from 2008 to 2011 before joining the Panthers. He lives with his wife and two children in Mooresville, North Carolina. Korbinian Holzer Ducks Jersey . Parker had 26 points and eight assists and San Antonio beat Toronto 112-99 Monday night. "We won that game because of Tony Parkers aggressiveness," Spurs coach Gregg Popovich said. "His juice; his aggression all night long. Giovanni Fiore Ducks Jersey .J. -- Seven games into a disappointing season, New York Giants defensive catalyst Jason Pierre-Paul is getting the feeling hes back. http://www.authenticduckspro.com/Rickard-rakell-ducks-jersey/ . - After leading the Saints to a fourth playoff appearance in five seasons, Drew Brees expressed confidence in the direction of his team and, perhaps more importantly, showed a willingness to listen to contract proposals if the team needs his help getting under the NFLs salary cap. Josh Manson Jersey . "Trying to breathe," he said with a grin. Bernier stopped 42 of 43 shots on Monday night, including all 22 in a hectic middle frame, his heroic performance propelling the Leafs toward an undue point in their final game before the Christmas break. Nick Ritchie Ducks Jersey . -- The St. Johns IceCaps weathered a wild first period with the help of goaltender Jussi Olkinuora, before finding offensive inroads in the second. AMHERST, Mass. -- Adam Breneman caught two touchdown passes and UMass topped Wagner 34-10 on Saturday in the first matchup between these schools since 1931.Breneman, who finished with eight catches for 138 yards, capped the opening possession with a 28-yard score from Andrew Ford, giving the Minutemen (2-7) an early 7-0 lead. The duo connected again for points with 47 seconds left in the first quarter, this time for a 6-yard hookup.Another TD throw from Ford and two field goals in the second quarter gave UMass a 27-0 lead at halftime. Ford carrried for a 16-yard score early in the third quarter to put the game well out reach.dddddddddddd Ford threw for 355 yards and three TDs.Alex Thomson had 295 yards passing, one touchdown and one interception for Wagner (4-4).Named to the Mackey Award Watch List earlier this month, presented annually to the most outstanding collegiate tight end, Breneman leads UMass in receptions (52), yards (622) and touchdowns (6). ' ' '